PrimeGenFinancial
Trusted Reverse Mortgage Partner
Independent Brokers.
we don’t just manage finances...
At Prime Gen Financial, we specialize in helping homeowners age 55+ unlock their home's equity to create a more secure and comfortable retirement.
Reverse Refinance — Eliminate monthly mortgage payments and improve your monthly cash flow.
Reverse Purchase — Use your home equity to purchase a new primary residence with no monthly payments.
FHA / VA / USDA Loans — Government-backed programs that allow for lower down payments and specialized veteran benefits.
HELOC (Home Equity Line of Credit) — Flexible fixed or variable rates typically used for home improvements or debt consolidation.
Reverse 2nd Mortgage — Keep your low interest rate on your 1st mortgage while using a 2nd to pay off bills.
How We Help
Clients' Voices
Testimonials from our satisfied clients.
Tim at Prime Gen is an honest and knowledgeable broker. I didn't even have to go to a bank; they sent a notary to my house.
Tim is honest, reliable, and knowledgeable. He gave me personal service, treating my parents' loan as a priority.
Tim was amazing. He is professional, patient, and knowledgeable. I wouldn't work with anyone else.
Why Prime Gen Financial?
Prime Gen Financial FAQ
Clear answers to help you make confident decisions about your home's equity and your retirement future.
What is a reverse mortgage?
It is an FHA-insured loan that allows you to access a portion of your home’s equity to obtain tax-free funds without having to make monthly mortgage payments.
Am I eligible for this program?
Generally, the youngest borrower must be at least 62 years of age, the home must be your primary residence, and you must have sufficient equity. (Some private programs start at age 55).
Do I still own my home?
Yes. You stay in your home and maintain the title. You are simply responsible for paying property taxes, homeowners insurance, and maintaining the home.
How can I use the funds?
You can pay off your existing mortgage, eliminate medical bills or other debts, fund home repairs, or simply improve your monthly cash flow.
Testimonials
John Doe
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Jane Doe
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Ready to learn more?
Schedule a free consultation with our expert loan consultants to see how much equity you can unlock.
Contact us today for a free reverse mortgage consultation.
